Dave Ramsey baby step 3: Fully funded emergency fund

Dave Ramsey’s baby steps are a great plan to follow for most anyone. Baby step 1 is covered here, and you can read about baby step 2 by clicking here. You can see all of the steps on [...]

Link rally- start living on one income

Great article by Matt at Debt Free Adventure. check it out.

http://www.debtfreeadventure.com/start-living-on-one-income/

A little commentary by me…

One mistake that many newly married couples make when they buy that first home? They buy a home where two incomes [...]

Change happens- is change difficult for you?

Its been said that there are 3 types of people in this world.

Those that make things happen Those that watch things happen Those that never knew it happened

Change is inevitable. Sure, you can run from it [...]

God bless America and our troops and the yakezie challenge!

First, thanks to all our veterans and current military personnel and their families. America would not be the country it is today without your hard work and sacrifice!

Now on to the post– I’m giving the yakezie [...]

Things that broke people do

If you are broke or constantly struggle with too much month at the end of the money, it’s likely for one of several reasons. Once you identify what those reasons are, you can come up with a [...]

Shopping trends- go swapping not shopping

Shopping trends seem to be changing with the great recession in full swing. To save money, people are trading or swapping goods. This is not a flea market. People just meet and trade goods without exchanging cash. Sort [...]

What counts as taxable income?

Here is a question I have seen a few times. What counts as taxable income?

Anything from your employer Tips Odd jobs Interest Profit on the sale of stocks or other investments Profit on the sale of property [...]

Contentment- the key to financial success

Are you content with what you have? That is, your material possessions? Or do you always have to buy something better or bigger or faster or newer or prettier or with more features?

Being content is a major [...]

Dave Ramsey baby step 2: The debt snowball

In our first article we talked about Dave Ramsey’s baby step 1. Save $1000 for emergencies. Today we briefly discuss baby step 2. Pay off all debt but the house using the debt snowball.

In baby step [...]

Five Creative Tips for Dumping Debt

Would you love to tackle your debt, but just don’t see money in your budget?  It is time to think outside the box and become creative.

These ideas should help:

1. Use your tax refund.

How much refund [...]