Is the economy improving? I don't think so

If it is getting better, someone better tell my employer. Just learned today that my employer will soon be implementing 12 furlough days a year for all employees. That means 12 days off without pay.

Looks like I’ll need to find part time job #3. On the plus side, I recently paid off my truck loan nine months early!  Six years ago, a furlough would have been devastating news. But since I’ve been budgeting and reducing debt, I am somewhat prepared for it. So it’s not a knock out blow to the finances.

This move will save the employer a minimum of $600,000 a year, perhaps even more.