No job lasts forever change happens

Lost my part time job early this week. This gig of the last 4+ years helped me pay off lots of consumer debt. The company (like many others) are looking to cut costs, so my part time position [...]

Dave Ramsey on our national debt 13 trillion dollars

Dave says it best. It took the entire history of the United States until the year 2008 to get to $9 Trillion dollars in debt. In the last 2 years, we added 50% more to this number, which [...]

Shopping trends- go swapping not shopping

Shopping trends seem to be changing with the great recession in full swing. To save money, people are trading or swapping goods. This is not a flea market. People just meet and trade goods without exchanging cash. Sort [...]

Is the economy improving? I don't think so

If it is getting better, someone better tell my employer. Just learned today that my employer will soon be implementing 12 furlough days a year for all employees. That means 12 days off without pay.

Looks like [...]

Financial wisdom of the late Larry Burkett of crown.org

“What many economists don’t see in my opinion, is an economy being hamstrung by excessive government regulations, an aging work force expecting to retire on government largess, and a national attitude that the government can make better economic [...]

Why a recession may be a good time to start a new business

Thinking of starting a new business? Now may be the best time.

Why?

Lower start-up costs Less competition Lots of available workers

For more info check out:

www.bizstats.com

www.businessfinance.com

www.entrepreneurship.org

Of course, using cash is your [...]

How the government reacts to a bad economy

There are only three things the government will do when reacting to a bad economy.

1. Increase taxes

2. Borrow more money

3. Make more money

There is another option too but they don’t do this very [...]

The government does not create jobs or an economy

Say it. Say it again. Until you believe it. I think it is true. The government does not create jobs (other than Federal jobs that is). They also do not create an economy. In fact, if anything, they [...]

How to get a raise in 2010

Three ideas come to mind to give yourself a raise in 2010.

1. Stop using credit cards. With interest rates of 8-24% or more, you will save money and benefit from not using them.

2. Pay off debt. [...]