Complaints about debt collectors are on the rise. Many of them break Federal laws on a daily basis. One of the main complaints against these people is that they call the person that owes the money entirely too [...]
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Dave says it best. It took the entire history of the United States until the year 2008 to get to $9 Trillion dollars in debt. In the last 2 years, we added 50% more to this number, which [...] If you are broke or constantly struggle with too much month at the end of the money, it’s likely for one of several reasons. Once you identify what those reasons are, you can come up with a [...] In our first article we talked about Dave Ramsey’s baby step 1. Save $1000 for emergencies. Today we briefly discuss baby step 2. Pay off all debt but the house using the debt snowball. In baby step [...] Would you love to tackle your debt, but just don’t see money in your budget? It is time to think outside the box and become creative. These ideas should help: 1. Use your tax refund. How much refund [...] Saw this posted at kickdebtoff.com. I don’t know how this woman sleeps at night with all this debt! the full article is here She’s now a doctor. Perhaps she can make enough money to quickly pay this back. [...] Why do most people take on so much debt and get in big trouble financially? Three reasons. All three of these described me perfectly. What about you? Ignorance. This does not mean being stupid. It means lack of [...] Most of the time, debt consolidation is a waste of time and does not work. Why? The main reason is that most people have not solved the problems that got them into debt in the first place. Overspending [...] The following items should never be bought on credit: Cars Clothing Vacations Groceries (this includes food you buy when dining out) Some finance experts say it’s okay to finance things on credit like: Real estate, a business, [...] Some economics experts say that good debt would be taking on debt for a home, a business, or education. Bad debt would be things like a car, credit cards, or debt on anything that loses value. What do [...] |
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